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Buying a property should be a stress-free experience. To make the process as enjoyable as possible, we advise our clients to take a few simple yet effective steps once the decision to buy property is made

Buying a property

Golden Tree Real Estate offers a completely personalized property service, and we are able to provide all of our clients with help and advice regarding buying, selling, and investing in the beautiful Algarve region of Portugal.

Our personalized approach enables us to be genuinely dedicated to each client and to provide them with the experience that they deserve.  Our services include searching for the perfect property or project and guiding clients throughout the entire process.  To do this we work with the very best professionals and specialists in law, construction, interior design, and much more.  This support enables us to help clients to pass through the buying process efficiently, and without problems.

Please see our guide to buying:

Investment: 

It is important to check you have the financial capacity to purchase or visit your bank for financial advice. Golden Tree can help you in finding financial institutions for a real estate loan suited to your needs.

Viewings: 

Let us together organize a schedule that will allow enough time to see all the properties selected. We want this important decision to go smoothly so that you can look at every property in as much detail as you require.

Legal Representative: 

For greater security in the buying process, we recommend that you instruct a solicitor or attorney to represent you. Your solicitor or lawyer will make a report on the legal situation of the property, prepare the Purchase and Sale Pledge Agreement, and book the Notarial Deed of Purchase, in which the amount still outstanding will be paid. Golden Tree can recommend several professionals in this area.

After-sales service: 

Golden Tree also assists clients after they have purchased property to provide tailored solutions for every client. The team can assist with property maintenance, management, rentals, and much more.

Search: 

To eliminate unnecessary trips to unsuitable properties, advise us at Golden Tree well in advance (if possible) exactly what you are looking for, in terms of needs, preferences, budget, and location. This will help narrow down your search, so we already have a selection of properties even before you arrive

Offer: 

Once you have made your choice you should consider making an offer, which we will discuss with you and present to the seller. Once the purchase conditions and all the details have been agreed upon, a letter of Intent to purchase should be signed, which will serve as a basis for the preparation of the Promissory Contract. The contract must be drawn up by your solicitor or the solicitor of the buyer. The deposit payable with the signing of the Promissory agreement is, as a general rule, 10% of the purchase value, unless otherwise agreed between the parties.

Time Frame:

In principle, the process from offer acceptance to Final Deed should not take longer than 30 to 60 days or up to 90 days when a Mortgage is necessary.